Our Phones are Giving Us Away

"Our digital footprints continue to power a multi-billion-dollar data economy."

Two years ago, sick and broke, I was in need of a soft loan. I called and texted a couple of people but couldn’t get any help. Then I logged into Facebook and the first thing I saw was an advert by a Nigerian fintech company offering a loan without collateral. Magic moment!

I got the loan within an hour, after filling out some personal and financial info…